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Not much! The usual definition of insolvency is that you are unable to pay your debts as they fall due. People sometimes take the view that they are still solvent if the value of their assets exceeds the level of their liabilities, even if they are unable to pay their debts as they fall due. For example, if you own a house worth £150,000 and you have a mortgage of £50,000 and the mortgage is your only debt and because of redundancy you are unable to make payment of one of your instalments, then on the first definition of insolvency you are in fact insolvent, whereas many people would say that you are not because, plainly, the value of your house is well in excess of the liability that you owe.
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